Claims

How to make a claim

About claims

Accidents Causing Injury or Damage

If you’ve been injured or your property has been damaged while using the road, you can make a claim for compensation.
However, there is no automatic right to compensation.

When the Council Is Liable

  • A highway defect does not automatically mean the council is legally responsible.
  • The law says highway authorities must have a reasonable system to identify and repair safety defects within timescales based on risk.
  • We inspect all public roads regularly – monthly, quarterly, or annually depending on road type.
  • We also investigate reports from the public via our online reporting system or the MyStaffs app.
  • Defects are risk assessed and prioritised for repair.

The council is only liable if:

  • We fail to maintain these systems and processes, or
  • Repairs take longer than the timescale set for the level of risk.

Making a Claim

Before you submit a claim:

  • Gather evidence of the defect and the damage caused.
  • Include photographs of the location and damage where possible.

Once we receive your claim form:

  • We investigate the circumstances and review your evidence.
  • Our claims handlers assess legal liability and tell you if your claim is accepted or rejected.
  • Sometimes another party may be responsible for the incident.

Evidence You Need

  • Property damage – Receipted invoices for repairs. Keep copies before sending originals.
  • Personal injury – Medical evidence from your doctor and proof of any loss of earnings.

By law, you must keep your losses to a minimum. For property damage, repair it as soon as possible. Compensation is based on the original loss only.

Decision Process

  • The decision is based on facts and the law.
  • If a court would reject the claim, we will too.
  • If a court would award compensation, we will offer to settle.

Fraud Warning

Making a fraudulent or exaggerated claim is a criminal offence.
We share information with other government, legal, and insurance bodies to prevent fraud and protect public funds.

Timeframes

  • We acknowledge your claim within 21 days.
  • Our insurance claims handlers aim to decide on liability within 3 months.
  • Timescales may be longer during busy periods, such as winter.