Funding the cost of care and support

Many people will have to pay a contribution towards the cost of their care and support.

Can I get help?

If you need help with paying for care and support you will need to have care and support assessment.

If you are eligible the amount you pay will be based on your financial situation. This will involve doing a financial assessment.

Please note:

  • If you need long term residential or nursing care:

You will have to pay the full cost of your care if you have assets (including your property) worth over £23,250.

  • If you need care in your own home:

You will have to pay the full cost of your care if you have over £25,000 in assets.

What should I do if I have to pay the full cost?

If you do not qualify for any financial help from us and have to pay the full cost of care you will be known as a self-funder.

How much will it cost me?

Planning your future care and support needs can be complicated and funding can be expensive.

You should always seek independent financial advice as there may be options available to you to protect your interests.

What if I need extra financial support?

You can use this free benefits calculator.

It will help you find out about welfare benefits and if you are eligible to claim.

What is the cap on care costs?

Changes to the total amount you will pay for care is called the 'cap on care costs'. This has been delayed by the government until April 2020.

Can you still help if I have to pay? 

No matter what the outcome is, we will still offer you advice and work with you to develop a care and support plan which will set out how your needs can be best met.

You are still able to ask us to arrange any non-residential care and support for you.  

There will be an initial arrangement fee of £185 and an ongoing annual fee of £65 to cover the administrative costs of doing so.

What if I am financially eligible for some support?

You will be given a personal budget.

We will then work with you to develop a care and support plan and the final amount will be decided when this is complete.

What if I’m unhappy with the decision or my circumstances change?

Details of what to do and who to contact can be found in the financial assessment page.

Can I get financial help with home adaptations or equipment?

You could apply for a disabled facilities grant.

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