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Personal budgets

What is a personal budget?

Your personal budget is the actual amount of money that has been allocated by us to pay for services to meet your social care needs that were identified in your care and support assessment.

Initially this will be an estimated sum of money and the final amount will be decided when your care and support plan is complete.

As well as having a personal budget, you may also need to make a contribution towards the cost of your care. You should seek some independent financial advice to help you work out how you can do this. 

How do I use a personal budget?

You can use a personal budget in two ways:

  1. We can arrange and pay for the care and support you need. This is called a 'managed personal budget'.
  2. We give you the money to arrange and pay for the care and support yourself. This is called a direct payment. It gives you more choice and control over your care.

We could also arrange some services for you with a managed personal budget and you can arrange others yourself using direct payments if you wish. Your social care contact will be able to help you with this.

What if my circumstances change?

If your needs or finances change, you must tell your social care contact immediately. We can then carry out a reassessment of your finances.

This will make sure you are paying the right amount for your care and support. You should not allow yourself to get into debt. If you are in doubt of who to contact, please get in touch with us.

What are the benefits of direct payments?

This video shows how people have been able to take more control of their care and greater independence by using direct payments.

Watch: A better life - leaving Day Centres behind 

Additional information

Please see the adult social care FAQ.

For further information on managing debt and budgeting, see the money matters pages.


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